<p>With the launch of ERC-4337, EIP-3074, and EIP-7702 on Ethereum, we are witnessing the user experience (UX) and account structure of EVM wallets steadily moving towards a unified account structure based on Smart Accounts—what we call the ultimate goal of Universal Accounts.</p><p>KryptoGO has been developing its wallet for nearly three years now, and in that time, we have witnessed the transformation of the wallet and DApp user experience. In this article, we explore the future of Web3 wallets from the perspective of user journey and user ownership, particularly focusing on the interoperability between wallets and DApps.</p><h3>Four Forms of Crypto Wallets</h3><p>Crypto wallets generally come in four forms: third-party wallet extensions, super apps, specific applications, or embedded wallets. Regardless of the form, users face fragmented experiences when switching between different wallets and chains. This fragmentation is a significant barrier for new users and can even be a hassle for experienced users. Thus, achieving a Uniform User Experience (Uniform UX) is the ultimate goal for crypto wallets.</p><p>Achieving a unified user experience means that wallets will provide consistent foundational functionality, allowing every DApp and user to benefit from a simple and consistent operational experience. This will help address the pain points of multi-chain wallets and improve upon long-standing issues:</p><ol><li><p><strong>The Frustration of Asset Bridging</strong>: In a multi-chain world, bridging tokens feels like exchanging currencies across borders—cumbersome and time-consuming.</p></li><li><p><strong>Native Tokens for Gas on Every Chain</strong>: Operating on multiple blockchains is like driving different cars, each needing a specific type of fuel. The cost and complexity deter users.</p></li><li><p><strong>Manual Chain Switching</strong>: Every time you switch chains, it’s like arriving in a foreign town without knowing which bus route to take—you need to look everything up manually, which is far from intuitive.</p></li><li><p><strong>Multiple Clicks for Multi-Chain Setup</strong>: Trading across different chains requires numerous clicks, much like having to repeatedly enter your address and payment details when checking out. This kind of UX is cumbersome.</p></li><li><p><strong>Developer Burden</strong>: Developers need to create separate mechanisms for each chain, like needing a different set of tools for each dish—no reuse possible, which creates a heavy burden.</p></li><li><p><strong>Difficulty in Trying New Applications</strong>: Testing new applications on different chains feels like needing a new visa for every country you want to visit—the lack of seamlessness inhibits exploration.</p></li></ol><p>A unified wallet UX seeks to create a seamless Web3 experience that resolves these challenges, allowing DApps to build user experiences on a standardized framework without reinventing the wheel and leveraging the smart features of wallets to address various needs easily.</p><ul><li><p><strong>Sponsored Transactions</strong>: Some applications can work with wallets to sponsor transactions, saving users from the hassle of paying Gas each time.</p></li><li><p><strong>Use Any Token for Gas</strong>: Imagine being able to pay for fuel with a credit card, cash, or even loyalty points—this kind of flexibility is far more user-friendly.</p></li><li><p><strong>Batch Transactions</strong>: Imagine buying several items but being able to check out all at once rather than entering your card details for each one. On the wallet level, we want to batch transactions, allowing DApps to provide a more seamless experience.</p></li><li><p><strong>Permissions / Session Keys</strong>: Through smart accounts, applications can offer advanced functionality when additional permissions are needed, similar to lending a friend a temporary key to your house so they can water your plants while you're away, without compromising security.</p></li><li><p><strong>Cross-L2 Transactions</strong>: Users shouldn't need to manually switch chains; wallets should automatically pick the best chain for the task, just like a navigation system finds the quickest route.</p></li></ul><p>The solution to these pain points shouldn't rely solely on the wallets; DApps also need to collaborate to create a better user experience. For example, account recovery functionality should be supported by the wallet rather than each DApp doing it independently. Such cooperation will help us achieve a unified, simple, and powerful user experience in the Web3 world.</p><h2>Evolution Path of Wallet UX</h2><p>Imagine a world where users don’t need to learn how to use every new wallet, where they don’t face numerous steps to confirm transactions, but can operate seamlessly on a consistent infrastructure. This is the future we envision for wallets. For example, through smart accounts, we can eliminate cumbersome approvals, support batch transactions, and allow users to pay transaction fees with any token—further simplifying operations and improving user experience.</p><h3>1. Account Abstraction (AA) Wallets: The Foundation of Uniform UX</h3><p>Smart Accounts separate signature verification from transaction execution, which is key to a unified user experience. In recent years, we have seen applications like Trust Wallet allowing users to create wallets with a password rather than mnemonic phrases, and pay transaction fees using any token; <a target="_blank" rel="" href="http://Anichess.com">Anichess.com</a> uses social login and gasless NFT minting, making blockchain gaming more accessible; Kwenta uses session keys and batch transactions to offer a one-click trading experience.</p><h3>2. Launch of Proprietary Wallets by Various Brands</h3><p>In Web3, an interesting question is: Who owns the end users? Many applications initially relied on users from different wallets but ultimately chose to create their own proprietary wallets to gain control over user data and enhance stickiness, as seen with Uniswap and Ronin.</p><h3>3. From Token Management to Super Apps</h3><p>Wallet evolution is heading towards "super apps." These wallets are not just token management tools but platforms where users can complete a range of operations—from token swapping to participating in DeFi—without leaving the wallet. Applications like Safe offer an app store-like experience, allowing users to complete a wide array of activities within the wallet, presenting a revolutionary development direction.</p><h3>4. Embedded Wallets for Web2-Like Experiences</h3><p>In the DApp space, we see the rise of embedded wallets. These wallets are integrated into applications, controlling the user journey to provide a seamless experience similar to Web2. For example, in some social applications, users don’t even realize they are using a wallet. However, this also leads to fragmentation: users may have multiple wallets across different DApps. Solving this dispersed account and asset management problem is the next challenge.</p><p>Further development of embedded wallets will allow DApps to offer a more seamless user experience. The concept of a global wallet aims to solve this problem, enabling users to access different applications through a unified identity, thereby reducing fragmentation and allowing DApps to better understand users and provide personalized services.</p><h3>5. Chain Abstraction: Overcoming Barriers in Multi-Chain Operations</h3><p>Chain Abstraction is another key to achieving uniform UX. With the increasing number of chains, users and developers face complex processes like cross-chain asset management, fee payments, and network switching. The introduction of chain abstraction will effectively alleviate these pain points, allowing users to seamlessly operate across multiple chains without needing to understand the underlying technical details.</p><p>Chain abstraction will enable users to operate seamlessly across different chains without manually switching networks or managing gas fees. It can serve both new and advanced users, depending on how DApps and wallets tailor their settings. As Account Abstraction progresses, it has the potential to become the foundation of Chain Abstraction, supporting the next wave of multi-chain applications.</p><h2>Conclusion</h2><p>A unified user experience is the goal that Web3 should strive for. By removing friction points, we can significantly expand the market and bring crypto wallets into the mainstream. During this process, both DApp and wallet developers should think about how to make a uniform user experience a reality and collectively drive the adoption of Web3.</p>

With the launch of ERC-4337, EIP-3074, and EIP-7702 on Ethereum, we are witnessing the user experience (UX) and account structure of EVM wallets steadily moving towards a unified account structure based on Smart Accounts—what we call the ultimate goal of Universal Accounts.

KryptoGO has been developing its wallet for nearly three years now, and in that time, we have witnessed the transformation of the wallet and DApp user experience. In this article, we explore the future of Web3 wallets from the perspective of user journey and user ownership, particularly focusing on the interoperability between wallets and DApps.

Five Stages of Evolution for Crypto Wallets

Travel Rule and Cross-Border Payments: What Businesses Need to Rethink Before Implementation

What Taiwan's New VASP Act Means for Businesses: Five Key Takeaways

Why Stablecoin Transfers Break at Scale: Reconciliation, Compliance, and Address Risk

Where White-Label Wallet Projects Actually Get Stuck

How Mining Farms Use Stablecoins for Electricity Payments: From Collection to Compliance

What Are KYC, KYB, and KYA? What Businesses Actually Need to Check When Using Virtual Assets

Who Actually Needs Stablecoin Payments in 2026? - And Why Traditional Systems Can’t Support Them

What Changes When a Company Starts Accepting USDT? A Practical Guide for Finance Teams

From 2,000 BTC to Enterprise Treasury Risk

Cross-Border Trade in 2026: Receiving USDT from FX-Controlled Markets

Why Companies Shouldn’t Build Their Own Wallets for Stablecoin Payments

As Stablecoins Go Mainstream, Why Taiwan Enterprises Have a Rare Strategic Window

Why Are We Hearing So Much About Stablecoins—and Why Does Taiwan Suddenly Matter?

What Do ISO 27001, ISO 27701, and SOC 2 Type 2 Actually Protect—and Why Should Companies Care?

Cross-Border Wire Transfers vs. Stablecoin Payments: How Much Can Companies Actually Save—and At What Cost?

Why VASP Registration and Security Certifications Are Not Advantages—They’re the Minimum Requirement for Using Stablecoins in Corporate Payments

KryptoGO.xyz: The absolute best address clustering platform on the market.

2025 Mid-Year Update: Charting a Clearer Course

[Important Security Notice] Protect Your Digital Assets: Identify and Revoke Malicious Wallet Approvals

Product Newsletter: July 16, 2025

When Life Takes Away Your Lemons

The Insiders Among Us: June 18th, 2025

The Press F Experiment: June 4, 2025

It’s a Date! Vibe Coding Workshop: May 22, 2025

Unlocking Web3 Potential: Real-World Applications of KryptoGO Wallet

Meet KryptoGO Pay: April 30, 2025

Yua Mikami Ignites Solana Meme Coin $MIKAMI – The Ultimate Guide 

Create Your Crypto Payment Link: No Code Required, Accept Payments Globally!

One-Click Integration of Crypto Payments into Your App

The Future is Universal: April 9, 2025

The Signals Update: March 26, 2025

The Pump Hound Update: March 12, 2025

Escape Exchange Risks: Why KryptoGO Self-Custody Wallet is the Ultimate Choice for Web3 Users

Handle Login and Group Chats Update: February 26, 2025

Evolution of Taiwan's VASP Regulation: From Declaration to Licensing

Beginner's Guide to Hyperliquid ft. KryptoGO App: Feb 12, 2025

Refining the Waves with Ocean v3: January 22, 2025

Biweekly Update: January 8th, 2025

The '25 Roadmap Preview: December 18, 2024

“The King of Tron” Update: December 4, 2024

Biweekly Update: November 20, 2024

The 'Pulse' Update: November 6, 2024

In-Depth Technical Analysis: Why Choose a Mature Crypto Wallet Service Instead of Building Your Own

Biweekly Update: October 23, 2024

Biweekly Update: October 09, 2024

Biweekly Update: September 25, 2024

Send Via Link campaign and "Gimme more wallets" Update :  September 11, 2024

The “Send Crypto via Link” Update: August 28, 2024

KryptoGO's Award-Winning Innovations at ZK Hack Montreal, ETHDenver, and ETHTaipei

Stake Your Stables! Biweekly update: August 14, 2024

The “Not Just A Wallet” Update: July 31, 2024

Biweekly Dev Update: July 17, 2024

Biweekly Dev Update: July 3, 2024

Biweekly Dev Update: June 5, 2024

Challenges and Solutions for Using Cryptocurrency in Business Operations

Biweekly Dev Update: May 22, 2024

Biweekly Dev Update: May 8th, 2024

Biweekly Dev Update: April 17th, 2024

Biweekly Dev Update: April 3rd, 2024

Biweekly Dev Update: March 20th, 2024

Making Sense of Decentralized Wallets: EOA and Smart Contract Explained

Biweekly Dev Update: March 6th, 2024

Centralized vs. Decentralized: The Ultimate Guide to Choosing the Right Crypto Wallet for Your Business

Navigating Compliance in Taiwan's Cryptocurrency Market: From Fraud Prevention to Enhanced Regulation

【Kind Reminder】Please be vigilant against scams. KryptoGO will never proactively ask you to make investment transactions.

Biweekly Dev Update: February 21th, 2024

Biweekly Dev Update: February 7th, 2024

Web3 Business Operations: Future Trend or Current Necessity?

Biweekly Dev Update: January 24th, 2024

Biweekly Dev Update: January 10th, 2024

Biweekly Dev Update: December 27th, 2023

Biweekly Dev Update: December 13th, 2023

Biweekly Dev Update, November 29th, 2023

Biweekly Dev Update, November 15, 2023

Biweekly Dev Update: November 1st, 2023

Biweekly Dev Update: October 19th, 2023

Biweekly Dev Update: Oct 4th, 2023

The Chatroom and Social Update: September 20th, 2023

Play-to-Earn vs. Blockchain Gaming: Rediscovering the Joy of Play

Product Launch Update: September 6th, 2023

KryptoGO Launches AI-Powered One-Stop Web3 Cloud Solution

Biweekly Update: August 23rd, 2023

The Keyless Wallet Update: August 9th, 2023

Biweekly Update: July 26th, 2023

Biweekly Update: July 12th, 2023

Biweekly Dev Update: June 7th, 2023

Unlock the Future: Passkey + DID + FIDO - Exploring the Next Generation of Digital Wallets and Identities

Biweekly Dev Update: May 24th, 2023

Biweekly Dev Update: May 10th, 2023

Biweekly Dev Update: April 26th, 2023

KryptoGO team wins three ETHGlobal Tokyo Hackathon Awards! Join hands with YGG Japan and IVC to lay out GamiFi industry

Biweekly Dev Update: April 12th, 2023

Help enterprises enter the Web3 world painlessly! What is WaaS?

Biweekly Dev Update: March 22th, 2023

How Much Does It Cost to Develop a Cryptocurrency Wallet on Blockchain?

How to Navigate the Metaverse: A Guide to 7 Different Types of Crypto Wallets

Virtual asset transaction service KYC, AML demand increased! KryptoGO Compliance work with Gaia Information  pioneered regulatory investigation engine

Biweekly Dev Update: March 8th, 2023

DeFi and KYC: Conflict or Coexistence?

Five Stages of Evolution for Crypto Wallets

Recommend Articles

Hot Articles

Hot Tags