KryptoGO KYABC 盡職調查引擎結合 Jumio 身份驗證技術為業者帶來全方位 eKYC 解決方案

2021 年 7 月 7 日,KryptoGO 將與 Jumio 攜手合作,共同為我國業者創建自動化的開戶和 eKYC (electronic Know Your Customer 電子化認識你的客戶)流程,提供更國際化、更完善的智慧化服務。Jumio 是國際間 AI 智能身份驗證的服務先行者,透過智能身份驗證和 eKYC 的解決方案,為客戶提供自動化的開戶流程,提供更完善的全球化智慧服務。此次合作 KryptoGO 將能提供從身份驗證(人臉辨識、證件真偽辨識、活體檢測)到 KYABC 的盡職調查引擎 (Know Your Address-Business-Customer) ,為金融機構及 VASP(虛擬資產服務提供商)帶來一個 eKYC 全方位的解決方案。

KryptoGO KYABC 盡職調查引擎涵蓋全球制裁、監管和執法觀察名單、政治人物 (PEP) 、負面新聞等的搜尋結果,並且對具有潛在風險的搜尋對象進行標記,持續監控並適時的發出預警,以幫助企業維持法律的遵循。透過 AI,我們簡化了客戶盡職調查的流程,大幅降低誤報率 (False positives),為 KYC 審查人員審下大量時間,提供猶如快篩般的自動化解決方案。搭配 Jumio 的身份驗證功能,我們期待能幫助企業在與日俱增的 eKYC 需求下,投入最少的資源便可符合主管機關對於洗錢防制的監管標準。

Jumio 的身份認證使用人工智慧、機器學習及生物自動辨識來幫助企業提升轉換率、符合 AML 及 KYC 法規、有效的辨識詐騙,並且在幾秒內產生「是/否」的認證結果。在 AI 深度身份偽造、機器人、ARP 欺騙案件漸長的趨勢下,Jumio 整合了活體辨識的技術來偵測線上開戶時,以照片、影片及立體仿真面具取代真人自拍的詐欺識別。

KryptoGO 的 CEO Kordan 表示:「很榮幸有機會透過這次的合作將國際級的 eKYC 方案帶入台灣,我們將一起協助客戶快速拓展多國家的海外市場,讓監管變得更輕鬆。」

Jumio 的 CRO Dean Hickman-Smith 表示:「我們很開心能與 KryptoGO 合作,在 KYC 合規的需求下遠程的助其與新顧客建立關係。」

KryptoGO KYABC due diligence engine combined with Jumio Identity Verification to deliver a complete eKYC solution

July 7th, 2021 — We’re announcing today that KryptoGO will be partnering with Jumio, the leading provider of end-to-end AI-powered identity verification and eKYC (electronic Know Your Customer) solutions, to automate the account opening and eKYC processes, providing a more complete and global intelligent service for the Chinese dominated markets.

Through this collaboration, KryptoGO will be able to provide a one-stop service for identity verification (face recognition, document verification, liveness detection) and KYABC due diligence (know your address, know your business, know your customer), bringing a comprehensive eKYC solution to financial institutions and virtual assets service providers (VASPs).

KryptoGO’s KYABC due diligence search engine covers databases of global sanctions, regulatory and enforcement watch lists, politically exposed persons (PEP) and adverse media. Our solution identifies and flags targets with potential risks, constantly monitors them, and alerts the companies to ensure regulatory compliance. Our customer due diligence search process is simplified through AI screening, which eliminates a large amount of false positives, saving a lot of time for reviewing and providing an automated solution like a quick screening. Collaborating with Jumio’s identity verification function, we look forward to helping companies meet the regulatory standards for anti-money laundering with minimal investment.

Jumio Identity Verification uses AI, machine learning and biometrics to automate the verification process and help companies improve conversion rates, comply with AML and KYC regulations and better detect fraud — all while delivering a definitive yes/no decision in seconds.Given the growth of deepfakes, bots, and sophisticated spoofing attacks, Jumio has integrated certified liveness detection to detect when photos, videos, or even realistic 3D masks are used instead of actual selfies to create online accounts.

“It is an honor to have the opportunity to work together and bring an international eKYC solution into the Taiwan market. By the partnership of KryptoGO and Jumio, we aim to make compliance easier for our customers, helping them expand global markets more efficiently。” said Kordan Ou, CEO of KryptoGo.

“We are pleased to partner with KryptoGO to help them confidently onboard new customers remotely while meeting KYC requirements,” said Dean Hickman-Smith, chief revenue officer at Jumio.

關於 KryptoGO

KryptoGO 是最先進的金融監理調查引擎,協助金融機構快速識別高洗錢風險。透過 AI 技術協助監管流程自動化,結合 DLT 技術交換共享產業數據,搜尋涵蓋金融業主流制裁名單(適用 200+ 國家),並即時分析網路上的數位足跡,快速地了解查詢對象的所有背景資料,分析上下文判讀相關的敏感詞、情緒、洗錢風險,與內文中出現的特徵,可節省盡職調查高達 80% 的時間。

About KryptoGO

KryptoGO is the most advanced financial supervision and investigation engine that assists financial institutions to identify high risks in money laundering more efficiently and effectively. Using AI technology , we automated the regulatory process by combining DLT to exchange and share industry data, search through sanctions lists that are considered major in the financial industry (applicable to 200+ countries), and analyze the digital footprint in real time to quickly understand the background information of the searched individual. By analyzing sensitive keywords, emotions, money laundering risks, and features appearing in the text, we help institutions save up to 80% of the time in the due diligence procedure.

關於 Jumio

Jumio 的使命是通過先進的在線身份驗證服務來保護企業生態系統,從而使互聯網成為一個更安全的地方。這些服務能夠快速、準確地將個人的現實與網路身份連結,透過點對點的身份驗證解決方案打擊詐欺、保持合規性並讓企業迅速接納新的信用優良顧客。利用人工智能、生物辨識、機器學習以及經認證的 3D 活體檢測等先進技術,Jumio 幫助組織建立顧客的數位身分,並已透過即使網路和移動式交易驗證了 200 多個國家和地區所發布的超過 1.73 億個身份,獲得金融服務、共享經濟、數位貨幣、零售業、旅遊業和線上遊戲等領域的企業使用。

About Jumio

Jumio’s mission is to make the internet a safer place by protecting the ecosystem of businesses through cutting-edge online identity verification and authentication services that quickly and accurately connect a person’ s online and real-world identities. Jumio’s end-to-end identity verification solutions fight fraud, maintain compliance and onboard good customers fast. Leveraging advanced technology including augmented intelligence, AI, biometrics, machine learning, certified 3D liveness detection and human review, Jumio helps organizations create digital identities for customers. Jumio has verified more than 300 million identities issued by over 200 countries and territories from real-time web and mobile transactions. Jumio’s solutions are used by leading companies in the financial services, sharing economy, digital currency, retail, travel and online gaming sectors.